The Trump administration says focusing less on loans to low-income areas where banks have branches could lead to more lending elsewhere.
Emmanuel Martinez is a data reporter for Reveal. A graduate of UC Irvine, Martinez received his master’s degree from the University of Southern California, where he studied radio and data journalism. Prior to joining Reveal, he interned for KPCC, the Los Angeles NPR affiliate, where he helped reporters acquire, clean and analyze data. Martinez is based in Reveal’s Emeryville, California, office.
Ben Carson wants to revisit an anti-housing-discrimination rule. Democratic state attorneys general want the rule left alone.
First Republic Bank has fueled the displacement of families in Oakland by lending to landlords with histories of eviction.
Legal experts say Berkshire Hathaway’s mortgage companies are carrying out the very practices outlawed by the Fair Housing Act.
Here’s what the Treasury Department’s changes would do, and wouldn’t, toward solving four major problems we have outlined in our investigation.
We received thousands of questions about redlining’s history and legality – and what everyday citizens can do about it.
Banks are required to lend in low- and moderate-income communities only if they have a branch in the area that takes deposits.
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